Tradesman Insurance Quote NZ

Insurance

What types of cover do you require?

Public LiabilityTrade Tool InsuranceCommercial Vehicle InsuranceIncome ProtectionLife InsuranceTPD InsuranceTrauma Insurance

Levels of cover

TIP: Do not enter the '$' symbol or any other text, enter numbers only.

Public Liability

What is your personal taxable income?

Life Insurance

TPD Insurance

Trauma Insurance

Do you expect to have any single contracts worth more than $100,000?

YesNo

Tool Insurance (Replacement value of your tools - do not include a trailer here)

Where are your tools kept overnight?

Locked inside a work vehicleLocked inside your homeAt a work depotOther

Do you also require cover for a trailer?

YesNo

Your trailer may be covered under your existing vehicle insurance policy, however we can still provide you with a separate quote. Would you like a quote on your trailer?

YesNo

What is the value of your trailer?

Are there any single items (excluding a trailer) valued at more than $1,000 that require cover?

YesNo

Please provide details

Tell us about your vehicle

Year

Make

Model

Badge (i.e. SR5, Workmate etc.)

Transmission

ManualAuto

Cylinders

468Other

Engine size (cc)

Is the vehicle alarmed?

NoYes

What amount would you like to insure the vehicle for?

Have you had any at-fault claims in the last 10 years?

NoYes

Please provide details

Has your licence been suspended or cancelled in the last 10 years?

NoYes

Please provide details

Income Protection

Please answer these questions as honestly as possible, as they will help us to determine which policy is right for you. There are no wrong or right answers!

Which of the following best describes your attitude towards income protection?

I don't care about the cover and just need the cheapest policy to get me onto the worksiteI want a policy which provides a mix between decent features and a competitive premiumI want the best cover available

The insurer will allow you to cover up to 75% of your income. Based on the annual income you entered on the previous page, the maximum monthly benefit to you will be:

Is this the amount you would like to insure yourself for?

Yes, I need this much coverNo, I would like to insure myself for a different amount

What is the monthly amount you would like to cover yourself for?

If you could not work, how long would you like your monthly benefits to continue for?

For 2 yearsUntil I reach age 65I'm not sure, please quote me on both

If you could not work, how long would you be willing to go before you started receiving benefits from your policy? Note: The shorter the timeframe, the more expensive the premium will be.

14 days30 days (most common)60 days

If you were unable to work due to an accident, would you be happy to wait for the full waiting period, or would you like to be paid sooner?

I could hold out for the full waiting periodI would need to be paid sooner

To be paid sooner, we can add an option to your policy called 'Day 1 Accident Cover'. Would you like to include this option in your quotes?

Yes, please include this option in my quotesNo, I don't need this optionPlease quote me both with and without this option

Quote Questions

How urgently do you require cover?

TodayThis WeekThis MonthLater This Year

Which of the following options best describes why you are seeking quotes?

My existing cover is up for renewalI am switching to self-employed / subcontractor statusMy existing business has no insuranceOther

What is your MAIN reason for seeking insurance?

I need insurance to get onto the worksiteI need insurance for my licence application / renewalI want insurance to protect myself and my familyOther

Tell us about yourself

Gender

MaleFemale

Date of Birth

Height (cm)

Weight (kg)

Do you smoke, or have you smoked within the last 12 months?

NoYes

Do you have any health issues?

NoYes

Please provide a brief description of your health issue/s.

Tell us about your work

What is your main trade/occupation?

Do you have any other business activities that differ from your main trade/occupation?

YesNo

What is your secondary occupation?

What percentage of your time do you spend in your SECONDARY trade/occupation?

What type of labouring do you undertake?

BuildingCarpentryElectricalPlumbingOther

Occupation

Are you a licensed builder?

YesNo

Please provide a description of your business and/or the general work that you undertake.

Do you hold all relevant qualifications and licenses for the work that you undertake?

YesNo (we will be unable to provide a quote)

Do you undertake any formwork?

YesNo

Do you undertake any waterproofing?

YesNo

What percentage of your work relates to waterproofing?

What specific work do you undertake?

Do you undertake any work involving cooling towers?

YesNo

What specific work do you undertake?

In which of the following areas do you clean?

Domestic HomesSmall OfficesSmall Retail PremisesShopping CentresLarge Office BuildingsPublic Places - Pubs, Clubs, Halls etc.Other - Please Specify

In what other areas do you provide cleaning services?

Would you like to include Driving Risk cover? (covers customer vehicles if you drive them)

NoYes - Up to $100k (standard)Yes - More than $100k

Do you undertake any tree lopping?

Are you trade qualified?

YesNo

Does your trade differ from your current occupation?

YesNo

What is your trade qualification?

Up to what height do you work at?

How long have you been in this occupation/industry

What is your current (or intended) employment status?

Self-employedSub-contractorEmployee on wages

How long have you been self-employed for?

How long have you been sub-contracting for?

Do you employ any staff? (Salaried employees, not subbies)

YesNo

How many staff do you employ?

What is the annual turnover of your business? (for a new business enter your expected turnover)

What percentage of your work relates to the following:

Domestic

Commercial

Industrial

Total

Underwriting Questions

Does the business undertake work at airports, railway stations, oilrigs, gas rigs, oil refineries, chemical refineries, mines, quarries, shipyards or mainframe computer installations?

NoYes

Please provide details

Do you employ Sub Contractors or use Hire Labour accounting for more than 25% of your total turnover?

NoYes

Please advise what dollar amount of your turnover relates to work contracted out to labour hire or sub-contractors:

Does the business engage hired labourers or contractors on any one project where value of all such work on the project is greater than $20,000?

NoYes

Please provide details:

Have you or your business partners:

Suffered any losses (insured or otherwise) totalling more than $5,000 in the last 12 months or $10,000 in the last 3 years, or suffered 2 or more claims in any one policy year?

NoYes

Please provide details of each loss or claim, including the approximate date and the dollar amount lost or claimed.

In the last 5 years, had any insurer decline any claim or proposal, cancel or refuse to renew a policy, or increase premium or impose special conditions?

NoYes

Please provide details:

In the last 5 years been placed in receivership or liquidation or declared bankrupt?

NoYes

Please provide details:

In the last 10 years been convicted of or had any fines or penalties imposed for any crime involving drugs, dishonesty, arson, theft, fraud or violence against any person or property?

NoYes

Please provide details:

Tell us about your existing cover

This information will help us to provide you with the most competitive quote

Do you currently hold public liability insurance?

YesNo

How much are you covered for?

Who is the insurer?

What is the premium?

What is the renewal date of your existing policy?

Why not?

Other

Do you currently hold tool insurance?

YesNo

How much are you covered for?

Who is the insurer?

What is the premium?

Why not?

Other

Contact Details

Your quotes will be generated and issued by a real person, not by a computer.

If we suspect your name, phone number or email is not genuine we will be unable to process your request.

Is this quote you or for someone else?

MeSomeone Else

Enter your name here, and the name of the person to be covered below.

First name

Surname

Phone number

Email address

Street address (not PO Box)

Suburb

Postcode

How did you find us?

Other

How would you prefer to be contacted?

PhoneEmail

Last question - Do you have any specific questions or issues that you would like us to address?

NoYes

Please detail your question or issue here

Tradesman Insurance NZ

Insurance

Levels of cover

Tell us about your vehicle

Income Protection

Quote Questions

Tell us about yourself

Tell us about your work

Underwriting Questions

Tell us about your existing cover

Contact Details