|
|
|
Public Liability InsurancePublic Liability Insurance is vital for any self-employed tradesman, and the premiums are generally very affordable.Also known as general liability, legal liability and public risk insurance, the policy will cover you if your work results in property damage or a person's injury or death.
What is public liability insurance?Public liability insurance will cover you if you cause damage to someone's property, or if they suffer an injury or any other type of loss as a result of your work.You may think you don't make any mistakes and don't need cover, but no matter how good we are and how much care we take, mistakes can happen. Sometimes an error may simply cause a few hundred dollars worth of damage. Of course we still don't like it, but at least we can cover the costs without breaking the bank. But what if something more serious happened? What if your work resulted in a property being completely destoyed? Could you deal with covering hundreds of thousands of dollars worth of damage on your own? What if the error resulted in serious injury or even death to someone? The courts can award millions in these types of cases, and if you don't have public liability insurance you'll have to come up with those funds on your own. When public liability can be held for such a small outlay and with such little hassle, surely you'd be crazy not to have it!
There are a number of factors that contribute to the public liability insurance cost. The type of business will have a great impact, followed by the number of people involved in the business and the annual turnover of the business. The cost of public liability insurance can also vary from one insurance company to the next, and that's why it's worth getting your insurance via a tradesman insurance broker who knows how to get the best deal to suit your individual situation.
The term 'public liability' is well known as a type of insurance around the world, but here in NZ you may also come across general liability, legal liability and public risk insurance. Essentially these are all names of the same insurance cover. Tradesman public liability insurance is available throughout New Zealand, and at Tradesman Insurance we have a network of insurance brokers and financial advisers throughout the country. 
|
Why use us...
We are the experts when it comes to providing insurance solutions to tradesmen and women all over New Zealand.
You can trust us to know exactly what cover you need, and to find the right policy to suit your needs as well as your budget.
For more information on why Tradesman Insurance are the right insurance professionals for you, please get in contact with us or simply request an online quote.
|
|
TRADESMAN INSURANCE
Public Liability Insurance |
OCCUPATIONS
Boilermaker's Insurance |
IMPORTANT
This website contains general information only and does not take into account your personal needs and objectives. You should not act upon any information without first seeking advice from a qualified professional. The information contained within this website is for your information only, and by completing an online enquiry your details will be referred to a suitably qualified and licensed professional. |
 This website is owned and operated by Equita Financial Services Pty Ltd (Equita). Equita does not hold a licence or authority to deal in insurance products in New Zealand. Instead we act as an intermediary to put you in contact with a trades insurance expert who will be fully qualified and licensed to assist you. |
